Credit Line Hybrid Program

Up to $150K in Unsecured No-Doc Credit Cards for Your Business Even When Banks Say “NO”

The Credit Line Hybrid is designed to help clients get funding based strictly on personal credit quality. Our lenders will not ask for financials, bank statements, business plans, resumes, or any of the other burdensome document requests that most conventional lenders demand.

This is as close to a “No-Doc” program as you can get with business funding. And the best part is that you can even get approval with introductory rates as low as 0% giving this program the best terms in the country.

Fast Facts on the Credit Line Hybrid

Approval Amount

UP TO $150,000

Credit Quality

GOOD

Collateral
NONE REQUIRED

Income & Assets
NONE REQUIRED

Details on the Credit Line Hybrid

  • 24-hour pre-approval

  • 0% interest for 6-18 months

  • Business credit can also be used to help qualify

  • Flexibility! Use the funds to do what YOU need to do for your business

  • Even Startup businesses can qualify

  • True NO DOC financing program

  • Application to funding in 3 weeks or less

  • No upfront application fee

  • Credit approvals up to $150,000 per individual

  • No collateral requirements

  • Ability to use credit partners to qualify if needed

  • No cash flow requirements

  • Can help build or improve your business credit score

  • Many DON'T report to personal Credit (some will)

The 4-Step Process

Step 1 - Complete the form for a one on one consultation with a representative

Step 2 - Submit your application. Soft pull on your credit

Step 3 - Get pre-qualified in as little as 24 hours

Step 4 - Meet directly with Credit Line Hybrid Advisors and get access to your Credit Lines


***If you are NOT approved, you’ll find out why, as well as what you can do to get approved.***

How to Qualify

  • 680+ credit score with all three consumer credit bureaus

  • At least 2 open Credit Cards with 2+ Years of history and at least a $5,000+ limit (Must be a primary card)

  • No late payments in 2 years and no charged off accounts

  • Under 40% utilization on all revolving accounts

  • No more than 3 unsecured accounts open in the past 12 months

  • No more than 4 inquiries per bureau in the last 12 months (Not including secured inquiries like auto loans or mortgages)

  • No bankruptcies

  • No open (unpaid) collections, liens or judgments

This program does require a Personal Guarantee from you or a credit partner if you use one.

NO AUTHORIZED USER ACCOUNTS for qualification.